Frequently asked questions

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A family floater policy is a health insurance plan which covers the entire family on the payment of a single annual premium. The sum assured covers the entire family and can be used in case of multiple hospitalizations in the family

No waiting period for Maternity

1+ 5, Self + Spouse + 4 children OR Parents or Parents in-law (cross selection allowed) & Siblings up to 30 yrs (size of the family should not be more than 1+5)

Medical insurance to same-sex partners/ 1 live-in partner covered

In the event of the death of the Main Policy Holder (ALPA member), the policy continues to cover dependents, and no co-payments or deductions for claims are made.

Domiciliary hospitalization means medical treatment for a period exceeding three days for such an illness/disease/injury which in the normal course would require care and treatment at a hospital but is taken while confined at home under any of the following circumstances: the condition of the patient is such that he/she is not in a condition to be removed to a hospital, or the patient takes treatment at home on account of non-availability of room in a hospital

The premium for the Benevolent scheme is Rs. 72000/- per annum for Captains and First officers

A family floater policy is a health insurance plan which covers the entire family on the payment of a single annual premium. The sum assured covers the entire family and can be used in case of multiple hospitalizations in the family

Members will be insured for ₹ 2.5 Cr from the time once he/she pays up the first complete annual payment of ₹ 72000/ presently. The sum insured to go up progressively with the increase in membership i.e., ₹ 3.0 Cr when membership touches 750 and ₹ 4.0 Cr when membership touches 1000. This would remain until the next revision which would happen post 2500 members.